Počinje odgoda plaćanja rata kredita: Evo kakva je procedura!

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Zahtjevi će se tražiti online, a banke će dužnicima za početak jednostavno vjerovati na riječ

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</span><script async="async" src="https://ad.vidverto.io/vidverto/js/aries/v1/invocation.js" fetchpriority="high"></script> <div id="_vidverto-b83db36f345462e68ef3eada64768e55"></div> <script> (() => { window.aries = window.aries || {}; window.aries.v1 = window.aries.v1 || { commands: [] }; const aries = window.aries.v1; aries.commands.push(() => { const zoneId = '8222'; const anchor = document.getElementById('_vidverto-b83db36f345462e68ef3eada64768e55'); anchor.removeAttribute('id'); aries.mount(zoneId, anchor, { width: 720, height: 405, }); }); })(); </script> <p>Ono što se najavljivalo, nakon videokonferencije ministra i glavnih bankara je i potvrđeno – građanima i tvrtkama banke će ponuditi moratorij na otplatu kredita od najmanje tri mjeseca. <p>Zahtjevi će se tražiti online, a banke će dužnicima za početak jednostavno vjerovati na riječ – da su se našli u nevolji. Dogovoreno je i da do lipnja nema ovrha.</p> <div class="responsive-ad-container-v2"> <div id="div-gpt-ad-1645699903930-0" class="div-gpt"> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1645699903930-0'); }); </script> </div> </div> <div id="__xclaimwords_wrapper"> <div class="Article-meteredContent"> <p>Dugo je trajala video konferencija ministra financija i prvih ljudi poslovnih banaka u Hrvatskoj. <p>One najveće su mu potvrdile odluku o tromjesečnom moratoriju na kredite.</p> <p>“Bilo poduzetnika bilo građana koji su pogođeni uključujući obveze,što su me pitali poduzetnici po lizingu sastavni dio tog moratorija”, kaže ministar financija <strong>Zdravko Marić</strong>.</p> <p>Banke će ponuditi svojevrsni moratorij za sve obaveze po kreditima koje građani pogođeni krizom imaju prema njima za naredna 3 mjeseca: travanj, svibanj i lipanj.</p> <p>“To bi startalo ovaj tjedan, svaka banka će imati određene svoje, nismo išli na unificiranje, ne ulazimo u poslovne politike, ali minimalno na tri mjeseca”, ističe Marić.</p><div id="midasWidget__10643"></div><script async src="https://cdn2.midas-network.com/Scripts/midasWidget-11-673-10643.js"></script> <p>Kome moratorij bude odobren, plaćat će samo redovne kamate. Ministru financija banke su potvrdile da će takav paket od srijede biti u funkciji.</p> <p><strong>Niz pitanja koja zanimaju građane</strong></p> <p>“Radimo i na jedinstvenom sučelju u okviru Fine, o građani i poduzetnici vezano za moratorije na kredite, a sutra kada oformiti kredite za likvidnost će putem sučelja imati jednistveni ulaz”, poručuje Marić.</p> <p>Sedam su dana banke usuglašavale svoje mjere koje će ponuditi fizičkim osobama. I one će u idućim danima izaći s detaljima.</p> <p>“Pozivamo građane da redovito prate službene kanale komunikacije svoje banke, kako bi bili upoznati sa svim relevantnim informacijama i svojim mogućnostima u vezi provedbe dogovorenih mjera”, poručuju iz Hrvatske udruge banaka.</p> <p>Mjere će se odnositi i na stambene i na gotovinske kredite. No što će se dogoditi 1. srpnja nakon moratorija i što će biti nakon što se panedmija jednoga dana smiri, nitko ne zna.</p> <p>“Ide i onaj ‘dan poslije’, taj dan neće biti jedan dan, bilo državi bilo banke da će skočiti na svog dužnika jednokratno”, kaže Marić.</p> <p>Na niz pitanja koja zanimaju građane poput: što se događa 1.7. nakon moratorija, hoće li se onima koji su zatraže moratorij produžiti krajnji rok otplate za tri mjeseca bez naknade, mogu li jamčiti da neće biti mijenjanja kamatnih stopa na više, hoće li ostati isti limiti na prekoračenjima po tekućim računima kao što su bili prije pandemije, banke će tvrde u HUB-u odgovoriti ovih dana.</p> <p>Silvana Menđušić</p> </div> </div> </p> <div class="responsive-ad-container-v3"> <div id="div-gpt-ad-1645699951870-0" class="div-gpt"> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1645699951870-0'); }); </script> </div> </div> <div class="post-tags"><div><a href="https://riportal.net.hr/tag/banka/">banka</a></div><div><a href="https://riportal.net.hr/tag/kredit/">kredit</a></div><div><a href="https://riportal.net.hr/tag/odgoda/">odgoda</a></div></div> <div class="share-meta-container"><div class="article-meta"> <div class="editor"><span><svg xmlns="http://www.w3.org/2000/svg" xml:space="preserve" style="enable-background:new 0 0 640 512" viewBox="0 0 640 512"><path d="M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm-45.7 48C79.8 304 0 383.8 0 482.3 0 498.7 13.3 512 29.7 512h293.1c-3.1-8.8-3.7-18.4-1.4-27.8l15-60.1c2.8-11.3 8.6-21.5 16.8-29.7l40.3-40.3c-32.1-31-75.7-50.1-123.9-50.1h-91.3zm435.5-68.3c-15.6-15.6-40.9-15.6-56.6 0l-29.4 29.4 71 71 29.4-29.4c15.6-15.6 15.6-40.9 0-56.6l-14.4-14.4zM375.9 417c-4.1 4.1-7 9.2-8.4 14.9l-15 60.1c-1.4 5.5.2 11.2 4.2 15.2s9.7 5.6 15.2 4.2l60.1-15c5.6-1.4 10.8-4.3 14.9-8.4l129.2-129.3-71-71L375.9 417z" class="meta-icon"/></svg></span><a href="https://riportal.net.hr/autor/riportal-hr/" title="Objave od: Riportal.hr" rel="author">Riportal.hr</a></div> <div class="column-date"><span><svg xmlns="http://www.w3.org/2000/svg" xml:space="preserve" style="enable-background:new 0 0 448 512" viewBox="0 0 448 512"><path d="M96 32v32H48C21.5 64 0 85.5 0 112v48h448v-48c0-26.5-21.5-48-48-48h-48V32c0-17.7-14.3-32-32-32s-32 14.3-32 32v32H160V32c0-17.7-14.3-32-32-32S96 14.3 96 32zm352 160H0v272c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V192z" class="meta-icon"/></svg></span>31.03.2020.</div> <div class="column-time"><span><svg xmlns="http://www.w3.org/2000/svg" xml:space="preserve" style="enable-background:new 0 0 512 512" viewBox="0 0 512 512"><path d="M256 512C114.6 512 0 397.4 0 256S114.6 0 256 0s256 114.6 256 256-114.6 256-256 256zm-24-392v136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2V120c0-13.3-10.7-24-24-24s-24 10.7-24 24z" class="meta-icon"/></svg></span>9:15</div> </div> <div class="share-buttons"> <div class="facebook"><a onclick="window.open('https://www.facebook.com/sharer.php?u=https://riportal.net.hr/vijesti/pocinje-odgoda-placanja-rata-kredita-evo-kakva-je-procedura/160086/','Facebook','width=600,height=300,left='+(screen.availWidth/2-300)+',top='+(screen.availHeight/2-150)+''); 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